Our Team

From casual conversation to serious financial guidance.

LAPIS Wealth Advisory values open communication, aiming to create comfort in our office or a time-efficient meeting online. We believe successful financial planning is rooted in trust and understanding. As financial professionals, we go beyond traditional roles to make a meaningful impact in your life.


Our team adeptly addresses your concerns by asking the right questions and guiding you through challenges. We take pride in helping couples navigate financial hurdles, providing expertise for resolutions that enhance both relationships and financial well-being. During market uncertainty, we offer a non-judgmental assessment, acting as your supportive cheerleader in reaching your goals.

Client Centered

Francesca Banci

Private Wealth Advisor

Francesca Banci formed LAPIS WEALTH in 2023 after spending the last 27 years working as a private wealth advisor at Ameriprise Financial in Melville, NY. Francesca obtained her CERTIFIED FINANCIAL PLANNER™ certification in 1999 and works diligently with individuals and couples to develop and implement financial planning, insurance protection, and investment strategies that enhance their financial security. Areas that Francesca works with clients include investment portfolio management, cash flow planning, retirement planning, life, disability and long-term care insurance strategies, and generational wealth planning.

While in New York City, Francesca earned her MBA in Marketing and Finance from New York University in 1995 and her Undergraduate BA at Smith College, Northampton, MA.

Outside of work, Francesca enjoys spending time with her family in Italy and many friends in the United States and Europe. Her hobbies include leading spiritual retreats in Tuscany, Italy, as well as cooking, renovating adobe homes in Santa Fe, and Centering Prayer.

Client Centered

Andrea Poole

Client Service Manager

Andrea Poole joined Francesca Banci's financial planning and investment management practice in 2014, excited to rejoin the workforce after taking several years at home to raise her children. Her varied financial services experience includes several financial services administrative positions as well as over 10 years on the American Stock Exchange trading floor.

As client service manager, Andrea works to provide exceptional service through client service outreach, meeting preparation, document submission, and follow up on all related tasks.

She is married and is the proud mother of two children as well as two rescue Labradors, and resides in Seaford, New York. Outside of work, she enjoys spending time with her children and pets and volunteering in her community and school district, helping to support the local Civic association, Parent Teacher Associations, and dog rescue.

Client Centered

Karen Bogart

Financial Paraplanner

Karen Bogart joined Francesca Banci’s financial planning and investment management practice in 2016. Karen works with clients organizing and updating their financial records, so clients can get a complete view of their finances, net worth and cash flows. With this information, clients are able to plan for their future financial goals.

Karen has over 40 years of experiences working in accounting. While Karen was a controller, she streamlined and initiated accounting procedures, which increased profits and productivity.

Karen is family oriented and enjoys traveling with her husband, and spending time with her three children.

Our Fees

As part of our fiduciary duty to our clients, we believe in being fully transparent about our fees. We want you to feel confident and informed about the financial decisions you make. To ensure clarity, we operate on a straightforward Assets Under Management Schedule for our wealth management services, allowing you to focus on your financial goals without any hidden surprises.


Our Fee Schedule

We have fixed fees for Assets Under Management along with variable fees for financial planning.



PPS Custom Program (Transactions) Account clients will pay an annual management fee, as outlined in the breakpoint fee schedule below. The management fee is negotiable, billed quarterly, and, unless otherwise agreed, shall be based on the value of assets in the Account. 

 

In addition to the annual management fee, PPS Custom Program clients may pay transaction charges, administrative charges, and miscellaneous account fees and charges, as described in the Master Services Agreement (MSA) or PPS Client Agreement (as applicable) and Commonwealth’s ADV Part 2A Brochure.

Our Commonwealth Extended Team

Our Process

Our RIA-Broker/Dealer

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Our History

Commonwealth Planning Team

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Our Process

Commonwealth Research Team

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Our History

Commonwealth Retirement Team

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Our partnership with Commonwealth Financial Network gives us access to teams of advanced planning consultants, investment research specialists, and retirement professionals, to help us address your needs. Use the links above to learn more about our support teams.

Ready to listen and learn about you.

It feels good to discuss important issues in your life, like career, retirement, and legacy. If you’re ready to talk, LAPIS Wealth Advisory is ready to listen. 

Let's Talk